About McXtra

McXtra is a cutting edge Insuretech platform that has created the unique concept of Insurance Assistance through three services that are critical for all insurance policy holders - Emergency Services, Policy Services and Advisory Services. The app allows policy holders to consolidate all their insurance policies in a secure vault and gives valuable information and analysis of insurance cover provided by each policy. McXtra subscribers can avail these services via the Red Button, an in-app 24x7 emergency call service; live chat; email and video calls.

Leadership Team

A S Narayanan (Founder & CEO)

Engineer, Marketer, Founder


McXtra is a cutting edge insuretech solution for corporates to digitize employee benefit insurances. McXtra removes the hassles of managing employee benefit insurances and provides geo-location based real time emergency assistance to employees and their immediate families. Before starting his own venture Mr. Narayanan was the Chief Distribution Officer of Bajaj Allianz Life Insurance Company Private Ltd. Bajaj Allianz Life Insurance is a JV between Allianz SE and Bajaj Group of India. As CDO he was handling business volumes of over 5000 Crs of premium annually. He is credited with building India’s largest non agency distribution channel during his tenure at Bajaj Allianz. Prior to Bajaj Allianz he worked with HDFC Standard Life where he played a critical role in establishing their Bancassurance business. He has also worked in Thomson Reuters, HCL and TCS. He has over 20 years of experience in sales and marketing. Narayanan is qualified as a computer engineer and MBA from FMS Delhi. He is interested in formula 1, cricket and enjoys watching movies. He has represented his college and university in chess. He is passionate about sales and technology, two aspects he believes is critical to any business.

Rakesh Bhatia (Chairman - Global Executive Committee)

Engineer, Marketer, Mentor


Rakesh brings a rare wisdom to the many tables he sits at, and takes business acumen to the level of philosophy. An MBA from IIM Ahmedabad, he has been CEO, HSBC Indonesia, Global Head of Trade & Receivables Finance, HSBC and CEO, Catholic Syrian Bank in his 29 years as a banker.
Currently, an entrepreneur building fintech companies in India, Singapore and Indonesia, Rakesh is a key member of the leadership inspiring and guiding McXtra.

Kshitij Khandelwal (Technology Lead)

Engineer, Designer, Techie


KK, as Kshitij is fondly called, juggles expertly with technology and business. A B.E. with an ITIL V3 Foundation certification, KK has over 20 years of experience in e-commerce and project management. He has worn a number of hats, from customer service to incidence management and from technical operations to mobile and web app technology, before onboarding with McXtra to create the tech interface and experience of McXtra’s very human service platform.
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