About McXtra

McXtra is a cutting edge Insuretech platform that has created the unique concept of Insurance Assistance through three services that are critical for all insurance policy holders - Emergency Services, Policy Services and Advisory Services. The app allows policy holders to consolidate all their insurance policies in a secure vault and gives valuable information and analysis of insurance cover provided by each policy. McXtra subscribers can avail these services via the Red Button, an in-app 24x7 emergency call service; live chat; email and video calls.

Leadership Team

A S Narayanan (Founder & CEO)

Engineer, Marketer, Founder

McXtra is a cutting edge insuretech solution for corporates to digitize employee benefit insurances. McXtra removes the hassles of managing employee benefit insurances and provides geo-location based real time emergency assistance to employees and their immediate families. Before starting his own venture Mr. Narayanan was the Chief Distribution Officer of Bajaj Allianz Life Insurance Company Private Ltd. Bajaj Allianz Life Insurance is a JV between Allianz SE and Bajaj Group of India. As CDO he was handling business volumes of over 5000 Crs of premium annually. He is credited with building India’s largest non agency distribution channel during his tenure at Bajaj Allianz. Prior to Bajaj Allianz he worked with HDFC Standard Life where he played a critical role in establishing their Bancassurance business. He has also worked in Thomson Reuters, HCL and TCS. He has over 20 years of experience in sales and marketing. Narayanan is qualified as a computer engineer and MBA from FMS Delhi. He is interested in formula 1, cricket and enjoys watching movies. He has represented his college and university in chess. He is passionate about sales and technology, two aspects he believes is critical to any business.

Rakesh Bhatia (Chairman - Global Executive Committee)

Engineer, Marketer, Mentor

Rakesh brings a rare wisdom to the many tables he sits at, and takes business acumen to the level of philosophy. An MBA from IIM Ahmedabad, he has been CEO, HSBC Indonesia, Global Head of Trade & Receivables Finance, HSBC and CEO, Catholic Syrian Bank in his 29 years as a banker.
Currently, an entrepreneur building fintech companies in India, Singapore and Indonesia, Rakesh is a key member of the leadership inspiring and guiding McXtra.

Kshitij Khandelwal (Technology Lead)

Engineer, Designer, Techie

KK, as Kshitij is fondly called, juggles expertly with technology and business. A B.E. with an ITIL V3 Foundation certification, KK has over 20 years of experience in e-commerce and project management. He has worn a number of hats, from customer service to incidence management and from technical operations to mobile and web app technology, before onboarding with McXtra to create the tech interface and experience of McXtra’s very human service platform.


Mohan Tanksale


Mohan Tanksale is a very seasoned Banker and had a illustrious career having served as The Chief Executive Officer of Indian Banks' Association from 2013 until 2016. He has served as General Manager in Union Bank of India in various departments and subsequently been appointed as Executive Director in Punjab National Bank. Mr Tanksale was later appointed as The Chairman and Managing Director in Central Bank of India from where he retired in July 2013. He is currently a Senior Advisor to SWIFT India and few other organizations.

Dr. Varsha Narayanan

Senior Health Consultant

Dr. Varsha Narayanan, holds an MBBS (Gold medalist and LG trophy recipient) and MS degree from Maulana Azad Medical College, Delhi. She has further qualified in Holistic Health from Apollo Hospital, Hyderabad and Clinical research from ICRI, Mumbai. She is a practicing Health and Pharmaceutical consultant in Mumbai. She has done acclaimed work in diverse medical areas through real world evidence, clinical studies, developing treatment consensus and presenting-reviewing pharmacotherapies, and also developed health programmers for NGOs, corporates and educational institutions. She has several scientific publications in peer reviewed medical journals, is a speaker at various health forums and is a visiting faculty at the Maharashtra University of Health Sciences, KEM Hospital, Mumbai.
Dr Varsha is the founder of Dr Varsha's Health Solutions, an interactive platform spreading knowledge and awareness of Health, Wellness, and Medicines in the community, and provide access to validated and simplified medical information, with holistic guidance to enhance physical-mental health, well-being and productivity.
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